ALAVONAnalyze my statementFree calculator
Calculate your effective
processing rate.
See the percentage of monthly card sales going to processing costs, then put that number in context.
Effective rate alone does not prove that a merchant is overpaying. Card mix, interchange, ticket size, payment method, processor markup, and account fees all affect total cost.
Your effective rate
3.70%Card volume$50,000
Avg. ticket$77
Effective rate is a starting point, not proof you’re overpaying. Card mix, interchange, fees, and payment type all matter.
Have Casey review the full picture